Backpacking is an attractive and popular way of travelling for millions of people from around the world each year. There are, however, associated risks which make it essential that backpackers have adequate insurance coverage. Here are some of the best deals on the market at the moment.
Insure and go is the perfect choice for those who are looking to purchase insurance through a recognised company at a low price. It is not often that people backpack for more than 18 months, so the 18 month limit on the cover is well pitched. Insurance for this period can be as low as £11, with worldwide cover starting from £29, so there really is no excuse to go travelling without sufficient cover. Interestingly, adventure sport cover is also included.
This is great cover to go for if you need your insurance to commence straight away as it is active immediately upon pressing ‘purchase’ online. Another benefit of purchasing the insurance online is that you get a 10% discount. The main features of the cover are medical cover, automatic cover for many sports and activities and a 24 hour call centre.
This backpacker insurance was voted the best by Which magazine in 2012 for the third year in a row. The cover for 18 months can cost as little as 17p a day, with the option for return home and stop overs included. The insurance covers working abroad as well as the loss of gadgets, medical expenses and repatriation, all of which can be claimed from a 24 hour a day hotline. Group cover is also available. (More on Holidaysafe).
Virgin is one of the largest companies in the UK, and the insurance branch of the empire is well regarded. The insurance will cover you from 31 days for up to 18 months and includes cover for adventure sports, medical treatment and repatriation for medical reasons. Skiing is not covered by the insurance, but you can add it for slightly extra, which also applies to baggage and money cover and business cover.
This policy also covers backpackers for up to 18 months and covers people up to the age of 55. Travellers can choose between standard and premier insurance depending on their needs. Over one hundred different activities are covered by the insurance and there is a 24 hour medical helpline.
Learn also about the best Multi trip annual insurance deals for more interesting options.